Insurance Enrollment

Insurance Enrollment Banner
SJFMC will assist you in applying for and enrolling in medical insurance. There are two ways a patient can apply for insurance.
NJ FamilyCare
What is NJ FamilyCare?

NJ FamilyCare is a federal-and state-funded health insurance program created to help qualified New Jersey residents of any age get access to affordable health insurance. NJ FamilyCare is for people who do not have employer insurance.

Who is Eligible?

If you are interested in enrolling in NJ FamilyCare please look at the Who Is Eligible? section to see if you qualify. To view income eligibility limits for various family sizes, go to Income Eligibility and Cost.

How Can I Apply?

The entire application process can be completed at any SJFMC health center with the help of a certified application counselor or a financial counselor. You can also complete the application at

Health Insurance Marketplace
What is the Health Insurance Marketplace?

This year the open enrollment period has been extended from now until the end of 2021. Open Enrollment normally runs November 1, 2020 to January 31, 2021.  Mark your calendar and make sure you’re covered for whatever life brings. Low-cost plans are available so you can find a plan that meets your needs and budget. You may qualify for financial help to lower the cost of your plan.

Who is Eligible?

More people than ever will qualify for financial help.

If you did not qualify for financial help before because your income was too high, you may qualify under the state and federal changes. If you already receive financial help, you will likely be eligible for additional premium reductions. These new changes make coverage more affordable at many income levels. Previously, financial help was not available for households making more than $51,040 for an individual or $104,800 for a family of four. The new federal law ensures that no family spends more than 8.5% of their income on health insurance premiums - at any income.

During the COVID-19 pandemic, the State of New Jersey has remained focused on improving residents’ access to quality, affordable health insurance. The financial help available through this relief bill and the State of New Jersey builds on the state’s efforts to provide access to health coverage for more New Jerseyans.

There is also financial help for those who are  unemployed.

Households receiving unemployment compensation in 2021 may be eligible for nearly free coverage for the rest of the year through GetCoveredNJ. Find more information here.

How Can I Apply?

Marketplace applications are accepted under the special enrollment period until the end of 2021.  Meet with a trained SJFMC Health Insurance Navigator and receive free help to find a health insurance plan that is right for you and your family. To make an appointment to get covered, call us at 800-486-0131 or visit

For more information read these frequently asked questions.

Fill out this form to request assistance with health insurance enrollment.

Get covered now, don’t delay!

Now is the time to buy health insurance for next year. Open Enrollment has been extended from now until the end of 2021. Read the Health Insurance Marketplace information above and make sure you’re covered for whatever life brings. Fill out this form to request assistance with health insurance enrollment.